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There is an exemption for that fine for low-income people. I seem to remember talk about expanding Medicare as well, which will cover a lot of that. While I don't agree with people being fined by the government if they can't afford insurance, I do have a feeling this will help bring down costs and be more benifical than harmful. There is no good solution that will help everyone, not as long as insurance companies and the higher-ups in the health care system are more concerned with making money than serving the public, which is what being a doctor is SUPPOSED to be. At this point, I'm actually glad the government is stepping in to try and help our health care system because the corporations that run it have more than proven they can't be trusted with it. I'm one of those how-ever-many millions of Americans that don't have insurance because I can't find one that I can afford. And the thing is, I'd be fine with just emergency and hospitalization coverage because, despite allergies and other things wrong, I'm healthy enough that unless I have an accident, I don't need constant care. I go to the doctor when I know I'm coming down with something and get it take care of before it gets bad. Yet, because I'm single and my employer can't afford to split the insurance costs, I can't find one for what I need under $100 a month. And I can't afford that. Plain and simple.